PREHEAT oven to 325°F. Spray two 6-oz. (175-mL) custard cups with cooking spray. Place 1 wafer in each cup. Combine apples and pecans; spoon evenly over wafers. Set aside.
BEAT cream cheese spread, sour cream and sugar in small bowl until well blended. Add egg, milk and cinnamon; mix well. Pour over apple mixture in cups. Place cups on baking sheet.
BAKE 20 to 25 min. or until centre of each dessert is set. Cool slightly. Top each dessert with a dollop of the whipped topping just before serving.