BROWN meat in Dutch oven or large deep skillet on medium heat; drain. Add carrots, onions and garlic; cook and stir 5 min. or until crisp-tender.
STIR in seasonings; cook and stir 1 min. Add all remaining ingredients except cheese; stir. Bring to boil; simmer on low heat 20 min., stirring occasionally.
SERVE topped with cheese.
serving size = 1 cup (250 mL)