TRIM crusts from bread slices.

FLATTEN with rolling pin to 1/4 inch (.5 cm) thickness.

BRUSH one side of bread with oil.

PRESS whole slice of bread, butter side out, lightly into muffin cups.

BAKE at 350° F (180° C) for 15 minutes or until golden.

MIX remaining ingredients and spoon evenly among muffin cups.

RETURN to oven to heat until warm.